Condos & Townhomes for Sale in Fargo-Moorhead

Looking for a condo, townhome or twin home in Fargo, West Fargo, Moorhead or Horace? I'm Joseph Haj, a REALTOR® with REAL Brokerage, licensed in North Dakota and Minnesota. I'm in my ninth year in real estate, I sell 30+ homes a year, and I have 80+ five-star reviews.

Condos and townhomes are often a lower-cost way to own in the metro, with less yard work and snow to deal with. They also come with association dues and rules, so the right choice depends on more than the list price.

Condo vs. townhome vs. twin home

• Condo: you own your unit's interior, and the association owns the building and grounds. Usually in a multi-unit building.
• Townhome: usually two stories with shared walls. You often own the unit and the land under it, with an association for the grounds.
• Twin home: one home that shares a single wall with its neighbor, usually on its own lot.

Looking for one-level living? See patio homes for sale in Fargo-Moorhead.

What to check before you buy a condo or townhome

• What the dues cover: building insurance, exterior, roof, lawn, snow, water, trash and amenities vary by association.
• Association finances: the budget, reserves, recent dues increases and any planned assessments.
• Rules: rentals, pets, parking, storage and exterior changes.
• Financing: FHA and VA loans on condos need the project to be approved or the unit to qualify, so tell your lender early.
• Insurance: condo owners usually need an HO-6 policy for the interior. Check what the master policy covers.
• City special assessments: newer areas in Fargo, West Fargo and Horace often carry specials on top of dues.

I'll pull the association documents for any home you're considering, so you know the full monthly cost before you write an offer. See my guide to buying a home in Fargo-Moorhead.

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