New Construction Homes for Sale in Fargo-Moorhead

Looking at new construction in Fargo, West Fargo, Moorhead or Horace? I'm Joseph Haj, a REALTOR® with REAL Brokerage, licensed in North Dakota and Minnesota. I'm in my ninth year in real estate, I sell 30+ homes a year, and I have 80+ five-star reviews.

Most new homes in the metro are going up in south Fargo, south West Fargo, Horace and south Moorhead. You can buy a finished spec home that's ready to move into, or pick a lot and plan and build from the ground up.

Why use your own agent with a builder

  • The builder's rep works for the builder. I work for you on price, upgrades, lot premiums and closing costs.
  • Apples-to-apples comparisons: what's included, from landscaping and window treatments to appliances and finished basements, varies a lot by builder.
  • Specials and taxes: I'll show you the special assessment balance on the lot and how it changes your monthly payment.

Register me with the builder on your first visit, so I can represent you from the start.

New-home tax breaks

  • Fargo: the city exempts the first $150,000 of a new home's building value from property taxes for two years when the owner is the first to occupy it. The assessor's office mails the application after closing.
  • Moorhead: the New Home Property Tax Rebate refunds two years of property taxes on brand-new homes and is scheduled to expire Dec. 31, 2026 unless extended.
  • West Fargo and Horace: ask me what's available for the home you're considering, since programs change.

What to check before you buy new construction

  • What's included: landscaping, sod, sprinklers, driveway, window treatments, appliances and basement finish.
  • Special assessments: the balance, the yearly installment and how many years are left.
  • Covenants: fence, shed, exterior and rental rules in the subdivision.
  • Timeline: build schedule, closing date and what happens if the build runs late.
  • Inspections: a pre-drywall and a final inspection by your own inspector. See my home services directory.
  • Warranty: what the builder covers, for how long and how to file a claim.

FAQs

Do I need a real estate agent to buy new construction?

You don't have to have one, but the builder's sales rep represents the builder. Your own agent helps you compare builders, negotiate price, upgrades and closing costs, and track the build. Many builders pay the buyer's agent fee, but compensation is negotiable, so we'll confirm it up front. Register your agent on your first visit.

Where is new construction in Fargo-Moorhead?

Most new homes are going up in south Fargo, south West Fargo, Horace and south Moorhead. Each area has different special assessments, covenants and school assignments, so compare the full monthly cost.

Is there a property tax break for new homes in Fargo?

Yes. Fargo exempts the first $150,000 of a new home's building value from property taxes for two years when the owner is the first occupant. Moorhead's New Home Property Tax Rebate refunds two years of property taxes on new homes and is scheduled to expire Dec. 31, 2026 unless extended.

Should I get an inspection on a brand-new home?

Yes. A pre-drywall inspection catches framing, plumbing and electrical issues while they're still visible, and a final inspection before closing gives you a punch list for the builder.

Is it better to buy a spec home or build?

A spec home is finished or nearly finished, so you can move in sooner and see exactly what you're getting. Building lets you choose the lot, plan and finishes but takes longer and often costs more in upgrades.

Want a custom search or a second opinion on a home? Call or text Joseph at 218-688-0802.