Patio Homes for Sale in Fargo-Moorhead

Looking for a patio home in Fargo, West Fargo, Moorhead or Horace? I'm Joseph Haj, a REALTOR® with REAL Brokerage, licensed in North Dakota and Minnesota. I'm in my ninth year in real estate, I sell 30+ homes a year, and I have 80+ five-star reviews.

What is a patio home?

In Fargo-Moorhead, a patio home is usually a one-level home, attached or detached, in an association that takes care of lawn care and snow removal. Many are built slab-on-grade with no basement, while others have a basement or a bonus room. Listings may call them patio homes, twin homes, townhomes, villas or cottages, so it pays to search by features, not just the name.

  • One-level living: the kitchen, living room, laundry and bedrooms are on the main floor.
  • Less upkeep: the association handles mowing and snow, and some also cover sprinklers, exterior maintenance or the roof.
  • Lock and leave: easy to close up when you travel, especially in winter.

The listings below show one-level homes, twin homes and townhomes where the association includes snow removal. Not every patio home is entered that way in the MLS, so if you don't see the right fit, call or text me and I'll set up a custom search.

What to check before you buy a patio home

  • What the dues cover: lawn, snow, sprinklers, trash, exterior, roof and insurance vary by association.
  • Association finances: the budget, reserves and any planned association assessments.
  • City special assessments: newer neighborhoods in Fargo, West Fargo and Horace often carry specials on top of association dues.
  • Rules: covenants on rentals, pets, occupancy, fences, decks and exterior changes.
  • Ownership type: owning the home and lot versus a condo-style association changes financing and insurance.
  • Storage: basement, attic trusses or garage space, since many patio homes have no basement.

I'll pull the association documents and dues details for any home you're considering, so you know the full monthly cost before you write an offer. See my guide to buying a home in Fargo-Moorhead.

Patio home FAQs

What is a patio home?

A patio home is usually a one-level home, attached or detached, in an association that handles lawn care and snow removal. In Fargo-Moorhead you'll also see them listed as twin homes, townhomes, villas or cottages.

Is a patio home the same as a twin home or townhome?

Not always. A twin home shares one wall and a townhome is often two stories. A patio home is defined more by one-level living and association lawn and snow care, and it can be attached or detached.

What do patio home association dues cover?

It varies by association. Most cover lawn care and snow removal, and some also cover sprinklers, trash, exterior maintenance, the roof or insurance on the building. Ask for the dues breakdown, budget and covenants before you write an offer.

Do patio homes in Fargo have basements?

Some do and many don't. A lot of newer patio homes are slab-on-grade with storage in the garage or attic, while others have a full basement. Filter or ask for basements if you need the space.

Can I use a regular mortgage to buy a patio home?

Usually, yes. If you own the home and the lot, it finances like any other house. If the association is set up as a condominium, your lender may need a condo questionnaire or project approval, especially for FHA and VA loans, so tell your lender early.

Want a patio home search set up for you? Call or text Joseph at 218-688-0802. Selling a patio home? See how I sell homes in Fargo-Moorhead.

Keep exploring: Fargo, West Fargo, Moorhead and Horace homes and neighborhood guides, and moving to Fargo.